Contact your insurer and tell them you want to add another driver to your policy. You'll probably have to pay a fee for making changes to your policy, even if the price of your premium doesn't change. Your insurer could refuse to cover an extra driver if they think they're too inexperienced or risky for example.
What details do you need to add someone to your car insurance?
- Legal name.
- Birth date.
- Gender.
- Occupation.
- Social Security number.
- Years of driving experience.
- Driving history.
- Vehicle make, model and year if applicable.
Does it cost to add someone to car insurance?
If you need to add someone to your insurance policy and they are considered preferred auto or low risk, then you may find that they only cost you a one-off fee to amend the policy which may be around $30 to $50. The monthly fee may then go up slightly or stay the same, but you will need to pay the fee either way.18 Jul 2021
Is it cheaper to add a driver to my insurance?
You can expect your auto insurance premiums to change if you add a driver to your policy. The change might not be an increase in your rates. In fact, it might bring your premiums down significantly, depending on the primary and secondary drivers on your policy.15 Apr 2021
Does it cost money to add someone to car insurance?
Adding a driver to a car insurance policy can cost as little as $0 extra, or it can add as much as 100%+ to your annual premium. The exact cost of adding a driver to an existing policy depends on the person you're adding, whether you need to insure an additional vehicle, and which car insurance company covers you.7 Jul 2021
Can I add another person to my car insurance?
Most insurance companies allow you (and may require you) to add another driver to your car insurance policy if the person drives the insured cars regularly or shares the same permanent residence. Most insurers will also allow you to share a single car insurance policy with someone if you live with them.
Can I add someone to my insurance at any time?
You can typically make a change to your policy at any time to add a new driver at your residence, such as a teenage child, or a driver that just started driving your car regularly. Adding a driver to your policy means they're an insured driver under your policy when they drive your car.
What do I need to add a person to my insurance?
To add another driver to your car insurance policy, you'll need some basic information on hand about the driver you're adding, including their: Full name and date-of-birth. Social Security number. License number.
Can you add someone to your insurance over the phone?
You can add licensed drivers who live with you or are related to you to your car insurance policy. Adding a driver to your policy is usually quick and can be done online or over the phone.