T-Mobile said rejections based on credit are an industry-wide problem. According to the company, 63% of Americans have a credit score below 750. T-Mobile also said half of Americans don't have sufficiently good credit to qualify for the company's best wireless plans.22 Jan 2015
Is T-Mobile a hard credit check?
Yes it will show up as an hard inquiry. Very seldom when buying a car and having a financing company check or mortgage company view your credit will it not be shown as a hard inquiry.
Does T-Mobile work with bad credit?
If you have bad credit, you'll typically need to pay a higher deposit or opt for a month-by-month, pre-paid phone plan. As for T-Mobile, the new deal doesn't apply to folks who are ditching AT&T, Sprint and Verizon to join the company's phone industry-shaking "uncarrier" revolution. They'll still need a credit check.22 Jan 2015
What credit score does T-Mobile use?
Carrier Preferred credit bureau
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AT&T Equifax
Sprint Equifax and Experian
T-Mobile TransUnion
Verizon Equifax
Does T-Mobile require good credit?
No. This T-Mobile program is a customer benefit that will not have an impact on your credit score.
Can you get a cell phone plan with bad credit?
Similar to getting a personal loan with bad credit, you can often get a cell phone plan with bad or no credit if you have a co-signer with good credit. Most carriers will run your credit when you do so, but that doesn't mean you'll have to pay a deposit.29 Mar 2016