LendingTree is 100%, certified legit. LendingTree will connect you with lenders, and the service is completely free. One of the main criticisms of LendingTree is the potential for “hard pulls” on your credit by lenders.Nov 4, 2021
How do I know if a lender is legit?
- Check for contact information. A lender's phone number, email address and physical address should be readily available on the website, even if it's an online-only lender.
- Investigate online reviews. ...
- Look at the Better Business Bureau. ...
- Make sure it's registered.
Can online loans be trusted?
Are loans from online lenders safe? Loans from online lenders are as safe as loans originated from large banks, provided that the online lender is reputable.
Is LightStream finance legit?
Is LightStream legit? LightStream is a reputable online lender that offers competitive interest rates and an easy application process. While it doesn't disclose credit requirements, many employed borrowers with good credit scores have a chance of approval.Nov 30, 2021
Does LendingClub do a hard inquiry?
When you check your rate through LendingClub, we use a soft inquiry. We'll only do a hard pull of your credit (which could affect your credit score) once your loan is approved. If your loan application isn't approved, there's no need to worry. Being declined doesn't hurt your credit.