But when she called the customer service number provided, she was told her application was declined due to a lack of check writing history with Target. ... But, in fact, you can be turned down for a debit card, though the reason is most often due to prior checking account problems.2012-05-01
How long does it take for target red card to process?
The RedCard credit application is on the Target.com website. You must verify your employment and income, review terms, and create a pin. You may be approved to shop online instantly, or you may have to wait for seven to ten days to get your card, depending on if Target approves you automatically.2021-09-05
Is Target credit card a hard pull?
Yes, the Target Credit Card does a hard pull on each applicant's credit reports. ... And since you'll need to have at least fair credit to be considered eligible for the Target Red Card, make sure you have the credit needed to avoid an unnecessary hard pull on your credit.2021-09-07
What score do you need for a Target card?
You'll need to have at least fair or average credit -- a credit score over 580 -- to qualify for the Target RedCard™. Since it's a closed-loop store card (only good at Target), it may be easier to qualify for than a typical credit card.