Do American Home Shield cover pre-Existing Conditions?
Are you looking into buying a home warranty for older appliances?Maybe you've tried to fix the appliance on your own?If a home warranty still covers an appliance with a pre-existing condition, you should learn about it.
You might not spend money on a home warranty if you have older appliances.You might think that a home warranty is not worth it, because it won't cover breakdowns of aging, poorly maintained appliances.You would be correct in many cases.Many home warranty providers won't cover pre-existing conditions, and some require detailed maintenance records before they'll agree to repair or replace an appliance.
But not American Home Shield.There are pre-existing conditions that can't be identified by a mechanical test, like turning the appliance on and off to see if it works, or a visual inspection for missing or damaged parts.Even if you don't have service records, we will fix or replace your covered appliances and home systems.
Up to 21 home systems and appliances can be covered by the American Home Shield home warranty.The amount of your home warranty will depend on the plan you buy.The most coverage is offered by our combo plan.All of the home systems and appliances are covered by this plan.This includes coverage for your air conditioning, washer and dryer, dishwasher, ceiling fans, garbage disposals, ductwork, central vacuum and more.The best value to give you the coverage you need is the combo plan.
The coverage for problems that occur after the plan begins will only apply to homes that you already own or receive one as part of a real estate transaction.There is a waiting period of 30 days after purchasing a new home warranty from American Home Shield before you can request service, and you have to show that the home system or appliance you are requesting service for has been in good working order for 60 days.
As part of a real estate transaction, you will get an American Home Shield home warranty that will cover pre-existing conditions.
If you didn't get a home warranty as part of a real estate transaction, you can still buy one and it will still cover pre-existing conditions as long as they are visible using the standards above.Pre-existing conditions can cause problems inside an appliance or home system, without creating any issues that would be apparent by looking at or even mechanically testing the system or appliance.As long as the waiting period for new policies has elapsed, these issues are still covered.
All of the named appliances are covered by the American Home Shield warranty, regardless of how old they are, whether you got them used or new, or whether or not you have any service records for them.The Appliances Plan offers coverage for up to 10 major appliances, including your refrigerator, range, dishwasher, clothes washer and dryer and built-in microwave, if you have old appliances but newer home systems.
The Systems Plan will cover up to 11 home systems, including air conditioning, ductwork and heating, plumbing, electrical, doorbells, ceiling fans and garbage disposals.American Home Shield Systems or a combo plan will cover the repair or replacement of your old air conditioning unit.
Home warranties don't cover problems that started before the plan started, so if you want a home warranty, you have to buy it now.You have to wait 30 days after the plan starts to request service for an American Home Shield home warranty.
The home warranty you get as part of a real estate transaction won't cover any problems with your home systems or appliances that come up on a home inspection, so you'll need to negotiate with the seller to either repair the issues before closing, or give you a discount on the priceProblems that would have been apparent via mechanical or visual test at the time of the home inspection are not covered.
Damage is covered by the American Home Shield home warranty.Pets, children, and pests aren't covered for damage.Secondary damage to your home that can occur as a result of appliance or home systems failure, such as water damage due to flooding, will not be covered by the home warranty.The cost of modifying your home is usually not covered by a home warranty.
Do you own a pool, spa, or guest house?Add-on coverage is offered by American Home Shield.Even if your original warranty expired, you can still get coverage for an unlimited number of eligible electronics.
Additional benefits are enjoyed by American Home Shield members.If you need a new appliance, you can use the Appliance Discount Program to get a good price.We can deliver discounted air filters to your door.If you want to prevent unexpected breakdowns of your heating and cooling systems in the middle of the season, you can request a pre-season tune-up for your A/C.
It is never too late to get a home warranty.After closing on your home.If you don't already have a home warranty, it's too late to get coverage for a specific repair, but you can still get one if you need it.
A home warranty can help with the costs of maintaining a home.It can cost hundreds or even thousands of dollars to repair or replace an appliance or home system.
With American Home Shield home warranty coverage, you can get many of your home systems and appliances repaired or even replaced for nothing more than the cost of a Trade Service Call Fee, which ranges from $75 to $125.
Home warranty plans are provided by American Home Shield.A combo plan costs $600 a year.You can choose to pay monthly or annually.You can pay your plan costs on any day of the month.
A trade service call fee is charged when a contractor comes to your home to work on your issue.Depending on the tier you choose, the fee will range from $75 to $125.The lower your monthly costs, the higher your trade service call fee is.When you use American Home Shield, you are supporting local businesses because we work with a network of more than 15,000 local contractors.We have an extensive network that will allow us to find someone who can handle your issue.If the service contractor we send can't fix your appliance or home system, we'll cover the cost up to your plan limits.
Don't worry, if you want to buy a home warranty, your old appliances or home systems will not be covered.American Home Shield is committed to empowering its members to protect themselves from unexpected home repairs.You can buy your plan online or call one of our service representatives.