If you're shopping for a new car and you don't have an existing car insurance policy, you need to make sure you have insurance coverage before you drive your new ride home. Yes, even if you've just bought a brand new vehicle, you must have car insurance before you can drive it off the lot.
Can you get insurance on a car before you buy it?
The good news is that you can shop around for car insurance before you have your new car, and, even if you don't have your new car's vehicle identification number (VIN) yet, you can still give a broker or agent all your other information so the policy is ready to go as soon as you find out what car you're buying.
Can I insure a car I haven't bought yet?
If you don't already have a car insurance policy, you'll need to purchase coverage for the vehicle before you visit the dealership, or at the dealership before the transaction can take place. If you already have coverage, make sure to bring your proof of insurance when you purchase the vehicle.
Can I insure a car before I buy it UK?
You are required to insure it before you drive it. If your car was purchased from a dealership, they may offer temporary insurance that usually lasts up to a week, however you will need to organise permanent insurance before this runs out.
Can I insure a car before its registered?
Almost every state requires you to insure your car before you can register it. Your state department of motor vehicles (DMV) will not register an uninsured vehicle, yes, you most likely need to insure your car before you even attempt to register it.
How much insurance do I need to buy a car?
How much liability insurance should I buy? A good rule of thumb is to buy enough liability insurance to cover what you could lose in a lawsuit against you after a car accident. For example, in California, a policy with 250/500/100 would be a much better choice than the state minimum.May 4, 2021