Checking your rate does not affect your credit score as only a soft inquiry is completed to check your eligibility. If you choose to accept your Bread's loan terms after your Bread pre-approval, we will not perform a hard inquiry with any of the credit reporting agencies.
What is the minimum credit score for bread?
Loan Amount: Up to $20,000
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Min. Credit Score: 0
Approval: 1 Day
Terms: 3 – 48 months
Origination Fee: N/A
Is affirm and bread the same?
Bread Payments is a buy now pay later platform but with more payment options than traditional platforms like Affirm. Bread offers several options based on your qualifying factors including 0% interest options or loans with longer terms and APRs higher than 0%.Nov 26, 2021
How do I make a bread payment?
- Log in to Our Member Portal. Log in to our member portal from your phone, computer, or tablet. ...
- Prepay Your Loan at Any Time. You can pay more than your minimum monthly payment to lower your interest charges, and you won't be charged any prepayment penalties. ...
- Sign up for Auto-pay.