The good news for those who enjoy its ease of use: PayPal does not affect your credit score. ... PayPal's Pay in 4 method of installment payments, a form of “buy now, pay later” financing, also does not require a credit check or appear on your credit report—even if you're paying in installments using your credit card.Sep 30, 2021
Does PayPal pay in 3 affect credit score Reddit?
Can PayPal Pay in 3 affect my credit score? Yes. PayPal says that, as a responsible lender, it will report a customer's payments and missed payments to credit reference agencies when necessary.