- Go with a prepaid carrier. Prepaid cell phone plans don't require a credit check. ...
- Join a family plan. Most carriers offer family cell phone plans, and some let you have as many as 10 lines on one plan. ...
- Pay a security deposit. ...
- Find a co-signer.
How do you get approved for SmartPay?
- Be at least 18 years old.
- Have a monthly income of $1000 (before taxes and deductions)
- Have a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
- Have a credit card or debit card associated with a standard US checking account.
Can you do a payment plan with MetroPCS?
Yes. Pay in advance for as many months as you wish for all account types. Your account balance will reflect a credit until it is time to make another payment. During the time that your account has a credit balance, you will not receive a text message payment notification, since no payment is due.
What financing does MetroPCS use?
Progressive Finance
Does MetroPCS do partial payments?
Metro PCS does not set a required minimum amount, so you can always pay what you can afford at the moment. You can pay off your Metro PCS bill in installments. For instance, some people split the bill and pay one half of the total amount at the beginning of the billing cycle and the other half closer to the due date.
Does MetroPCS do credit checks?
Taxes and fees included, and no credit check Metro is a great choice if you're looking to avoid a credit check. Since you're required to pay in advance for your service each month, the company doesn't need to collect your personal financial information.2020-10-12
Does MetroPCS do financing?
MetroPCS' financing is only available for 4G handsets. The program gives you an additional 60 days to pay off a smartphone purchase at an APR of up to 36 percent. Billfloat also assesses a service fee ranging from $8.95 to $17.95 based on a customer's bill amount.2012-12-14
Does MetroPCS affect credit?
The credit bureaus will investigate your MetroPCS Collections Dispute by reporting it to the original company, so reporting to the MetroPCS Collections Department and the credit bureaus will increase your odds of getting results.
Does MetroPCS offer phone financing?
MetroPCS' financing is only available for 4G handsets. The program gives you an additional 60 days to pay off a smartphone purchase at an APR of up to 36 percent. Billfloat also assesses a service fee ranging from $8.95 to $17.95 based on a customer's bill amount.2012-12-14