There's no minimum credit score to get a phone contract. Every network operator scores you differently—so even if one network won't give you a contract, you might have more luck elsewhere. Having bad credit doesn't stop you from getting a phone contract, but it might make it harder.
Do all phone companies do credit checks?
Cell phone companies run a credit check on you every time you sign up for a new contract. The rationale is simple: Wireless companies want to make sure you'll pay your bill. According to the company, 63% of Americans have a credit score below 750.
What phone company can I use with bad credit?
- Republic Wireless.
- Visible.
- Metro (by T-Mobile)
- Boost Mobile Unlimited Plan.
- Google Fi Unlimited Plan.
- Consumer Cellular.
- Mint Mobile.
- Cricket Wireless.
Can I get approved for a cell phone with bad credit?
Similar to getting a personal loan with bad credit, you can often get a cell phone plan with bad or no credit if you have a co-signer with good credit. Most carriers will run your credit when you do so, but that doesn't mean you'll have to pay a deposit.
What credit score do you need to get a cell phone in Canada?
What's the Minimum Credit Score Needed to Buy a Mobile Phone? In most situations, a phone carrier will consider a credit score of 600 or below to be “bad.” If your credit score is around this number, you might not pass a credit check with a phone provider.
What kind of credit check does T-Mobile do?
Carrier Preferred credit bureau
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AT&T Equifax
Sprint Equifax and Experian
T-Mobile TransUnion
Verizon Equifax
Does T-Mobile pull a hard credit check?
Yes it will show up as an hard inquiry. Very seldom when buying a car and having a financing company check or mortgage company view your credit will it not be shown as a hard inquiry.