How do you deal with a car accident that wasn't your fault?
How do you deal with a car accident that wasn't your fault?
You should absolutely call the police, whether the accident was a minor fender bender or a significant crash. If the accident wasn't your fault, having an official police report will help you hold the other driver accountable for damages and repair costs.
How does car insurance work when you are not at fault?
When you are not at fault in an accident, the other driver's car insurance typically pays for your expenses. If it takes a while to determine fault, you can file a collision claim with your insurer, which will then try to recover the cost of the claim and your deductible from the at-fault driver's insurer.May 31, 2021
Should I contact my car insurance if it wasn't my fault?
Yes, you should call your insurance company if you were in a car accident that was not your fault. There are two main reasons for this. First, your insurance company may require you to contact them as outlined in your policy.
What should you not say to your insurance company after an accident?
Avoid using phrases like “it was my fault,” “I'm sorry,” or “I apologize.” Don't apologize to your insurer, the other driver, or law enforcement. Even if you are simply being polite and not intentionally admitting fault, these types of words and phrases will be used against you.Dec 8, 2020
What happens when a car hits you from the side?
Common injuries from side-impact crashes include: Head injuries (concussion) or traumatic brain injury. ... Neck or back injuries: herniated discs, whiplash, nerve damage, spinal cord damage, paralysis. Injuries to chest, abdomen, and pelvis: crushing injuries from buckled car frame.