How do you get cosmetic surgery covered by insurance?

How do you get cosmetic surgery covered by insurance?

Generally, cosmetic plastic surgery is not covered by insurance, but medically necessary or reconstructive plastic surgery is more likely covered. This can change depending on the policy. But most insurance companies will not choose to cover the costs of elective, cosmetic surgery.

Should insurance cover cosmetic plastic surgery procedures?

The primary reason due to which insurance providers do not cover cosmetic procedures and surgeries under a health insurance policy is that these are not considered vital to maintain quality of life or ensure the right functioning of a body part or system.29 jun 2021

Can cosmetic surgery be covered by insurance?

Health insurance companies do not typically cover cosmetic procedures, as they are not considered to be medically necessary. That means that the expense is going to rest on your shoulders. That's all well and good if you are getting a procedure that will make you feel good about yourself.

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