Actually, most insurance companies do not cover trampolines because they consider them too costly due to liability risks. ... In short, trampolines likely won't be covered by your standard homeowners policy, and you'll have to work with your insurance company to make sure the right protection is added.
Do insurance companies charge more for trampolines?
Nov 6, 2017 — Surcharge: A company may surcharge the policy for having a trampoline – a charge of $25-50 a year depending on the insurance company.(4)… If your insurer does cover trampolines, you can bet it'll raise your insurance rates. You're handing over a high risk to them to insure, which means there's more (5)…
Can you claim trampoline on insurance?
Actually, most insurance companies do not cover trampolines because they consider them too costly due to liability risks. ... In short, trampolines likely won't be covered by your standard homeowners policy, and you'll have to work with your insurance company to make sure the right protection is added.
Does a trampoline increase your homeowners insurance?
If your insurer does cover trampolines, you can bet it'll raise your insurance rates. You're handing over a high risk to them to insure, which means there's more chance of injuries to occur, resulting in more claims filed and more payout on their end. They need to make sure this cost is covered by raising your premium.