You must have motor insurance to drive your vehicle on UK roads. Third party insurance is the legal minimum. This means you're covered if you have an accident causing damage or injury to any other person, vehicle, animal or property. It does not cover any other costs like repair to your own vehicle.
Is it illegal to not have an insured car?
Driving without insurance is illegal because the cost of a car accident can be financially devastating for you and all involved. If you don't have insurance, you'll have to pay for the victims' hospital bills, car repairs, and other losses out of your own pocket— or risk getting sued.
What happens if police catch you without insurance?
Driving without insurance or proof of financial responsibility is illegal in all 50 states. If you're caught, penalties may include fines, suspension of your license and registration, vehicle impoundment, community service, an SR-22 requirement, and even imprisonment.
When did car insurance become compulsory in the UK?
1930
When did having car insurance become a law?
Generally, auto insurance became mandatory in 1927. The first state to offer auto liability insurance was Connecticut, in 1925. Connecticut required drivers to demonstrate financial responsibility in the event of an auto accident resulting in injury, death, and property damage.
When did insurance start in the UK?
The first life insurance companies were also established in the UK during the 1700s, although the earliest life insurance policy is dated 1583 and covers the life of a certain William Gibbons. Life policies were typically taken out to cover loans and were subscribed to by individual underwriters.