Credit Score and Monitoring Using Credit Sesame will not hurt your credit score. Since this service is just for your personal information, it results in a “soft inquiry” that does not impact your credit. However, Credit Sesame does not reflect your real “FICO” score.18 may 2021
How accurate is Credit Sesame approval odds?
We show your approval odds as either very good, good, fair, or poor. Please keep in mind that Credit Sesame can never guarantee you will be approved for any card, even if your odds are strong; however, it is safest to apply for the cards which show you have a good or very good chance of being approved.29 mar 2019
What FICO score does Credit Sesame use?
The credit score you see on Credit Sesame is based on the VantageScore® 3.0 scoring model and provided by TransUnion, but when you upgrade to our premium services, we show your score from all three credit bureaus (along with many other resources to help protect your credit).26 ene 2021
Does Credit Sesame show your real score?
The credit score you see on Credit Sesame is based on the VantageScore® 3.0 scoring model and provided by TransUnion. It is a real credit score, and it is not the TransUnion Risk Score, which is a score that was merely an educational credit score and not used by lenders.28 feb 2017
Is Credit Sesame scores accurate?
Are The Scores Accurate? Credit sesame uses what is known as the Experian National Equivalency score. The score is accurate for what it is, but this is not the same score lenders look at when you make an application for a loan.