LightStream got high marks for its same-day loan approval and funding. However, it doesn't disclose its minimum income requirement, which makes it more difficult for potential borrowers to know if the lender fits their needs. LightStream's low minimum APR and lack of fees earned it a perfect score for affordability.Jan 1, 2022
What credit score do I need to get a loan from LightStream?
660
How long does LightStream take to approve?
Approval and funding: You could get approved and funded the same day you apply, and it typically won't take more than 2 business days.
Is LightStream finance legit?
Is LightStream legit? LightStream is a reputable online lender that offers competitive interest rates and an easy application process. While it doesn't disclose credit requirements, many employed borrowers with good credit scores have a chance of approval.
Is LightStream a reputable company?
Is LightStream Reputable? LightStream earned an A+ rating from the Better Business Bureau and 2.1 out of 5 stars from Trustpilot, but that score is based on only 10 reviews. The Consumer Financial Protection Bureau received 47 complaints in 2021 about personal loans from Truist; LightStream is a division of Truist.Jan 3, 2022
Will LightStream hurt my credit?
Get personal loan offers from LightStream and other great lenders. It takes just two minutes and will not affect you credit score.Jan 1, 2022
What type of company is LightStream?
SunTrust Bank
Does LightStream give instant approval?
Fast approval and funding: Borrowers may receive funds as soon as the same day they apply with LightStream, which is great for time-sensitive needs.Jan 1, 2022
Does LightStream verify income?
Does LightStream verify income? You may be required to upload verification of your income during the LightStream application process. This might include pay stubs, bank statements or tax returns. Applicants may also be required to provide proof of identity or residence.