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The complete list of Comenity Bank credit cards can be found on the official Login page.

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A major credit card company that has 93 credit programs for many top U.S. retail stores is Comenity Bank.

Comenity Bank has more than 50 million cards and is not a household name like other credit card companies.

Even if you have a lower credit score, it's still easy to get a card from Comenity Bank.If you are working on building or repairing your credit, easy approval can be attractive.

If you don't have a hard pull on your credit report, you can get some Comenity Bank cards.The shopping cart trick is when a credit card offer from Comenity Bank pops up with an incentive to apply.

Don't opt out of promotional credit card offers and turn off your pop-up blocker if you want to get the offer.If the offer requires you to input your full Social Security number, it will likely result in a hard pull on your credit report.It is less likely to result in a hard pull if it asks for the last 4 digits.

If you use the shopping cart trick, you may be able to get approved for a Comenity Bank credit card without a hard pull on your credit report.

Comenity Bank's cards don't typically offer large sign-up bonuses, but they do tailor their rewards programs to their retail partners.If they issue a card for a store you shop at frequently, their credit card rewards program is worth a look.

Many of these cards have high interest rates.We have compiled a list of cards which are more rewarding than the store credit cards listed below.If time is a factor, there are other options for fast approvals.

Most credit cards offered by Comenity Bank are designed for frequent shoppers.Extra benefits for using the card and rewards program perks for regular shoppers are provided by most of these cards.

We narrowed it down to the top two cards that offer the best rewards for travelers and everyday spenders.

The store sells everything, including gas.You don't need a membership for online orders, and you can earn 5% back on most in-store and online purchases with the BJs credit card.

The 5% back is tied to the program.You must use the rewards within 6 months.

When using the card for gas, you will save 10 cents per gallon.The 2% back on all dining purchases is a bonus for use outside of BJ's.

It also provides some nice offers for purchases outside of the store, which is a hot tip.Make sure you are able to use the rewards at the store before they run out.

It's a good choice for a travel-earning credit card.You can redeem $1 per Orbucks for hotel bookings on Orbitz with this card.

Up to 10% back in rewards can be earned with this card, which earns a bonus 5% on all Orbitz bookings.If you use this card, you can earn an extra 5% back on airfare booked on Orbitz.

Hotels have the highest earning rates, with 10% in Orbucks when you use the card to book hotels on the Orbitz mobile app and 8% when booking on a desktop.You can use the card for hotels where you can't earn hotel branded points.

This card will give you instant Orbitz Gold status if you can't live without hotel loyalty status.Free wi-fi, breakfast, andwaiving resort fees are offered by this status.

The dining rewards program at Orbitz gives 7% back on select restaurants, bars, and nightclubs.

The card has 2% back in Orbucks on all purchases and a $100 statement credit for the first 90 days of account opening.

The earnings potential with no annual fee makes the Orbitz Rewards Visa Card a great choice for travelers who aren't loyal to hotel brands.

Now that we have highlighted the top 3 credit cards from Comenity Bank, let's take a look at some of the other popular cards they offer to see if your favorite store made the list.

LOFT, Ann Taylor Factory Store, and Lou & Grey are part of the Ann Inc. umbrella of stores.

The Ann Taylor Mastercard gives 5 rewards points for every dollar spent.You will get rewarded with a $20 rewards card for every 2000 rewards points you spend.

You will get a $20 rewards card for your first purchase outside of Ann Inc.2 rewards points are earned for every dollar spent at grocery stores and gas stations.

If you open an account in-store or online at any Ann Taylor or LOFT store on the first Tuesday of the month, you will get 15% off your first purchase.You will receive a birthday gift of $15 each year.

Bealls is a department store.It has expanded to include Bealls Outlet Stores.

1 point is earned for every dollar spent in the Bealls Florida rewards program.You get a $10 reward for every 200 points you earn.

When using your card, you can shop online and get free standard shipping.After spending $500 or more in a year, cardholders will earn Gold Customer status, which provides more benefits for shopping at Bealls.You will also get a birthday bonus.

There is no annual fee for the Big Lots Card.The card has a high interest rate but also offers promotional financing.

waiving or deferred interest plans can be included in Big Lots promotional financing options.If you don't pay the balance in full at the end of your plan, the interest will not be applied during the promotional period.

Home goods store, selling home decor and indoor and outdoor furniture.The BrylaneHome Platinum Card is tied to the rewards program and earns 2 points per dollar spent at all FULLBEAUTY brands.

You get a $10 reward certificate for every 400 points you earn.On your birthday, you will receive a 20% certificate and earn double points on every order.You can buy now, pay later and get free shipping on 4 orders over the course of a year with this card.

Buckle sells brand-name clothes, footwear, and accessories as well as items from the Buckle private line.

The Buckle Credit Card only gives 1 point per dollar spent in their rewards program.A $10 B-Rewards card that expires within 4-7 weeks depending on your status, is earned for every 300 points earned in select earning periods.

Catherines is a plus-size clothing store.The Catherines Credit Card offers bonus credit discount days throughout the year, a special coupon on your birthday, and additional bonus offers in your statement.

Cardholders can use the card's app to view previews of new collections.You can save 10% off every purchase with Catherines' membership rewards program.

David's Bridal sells wedding gowns, prom dresses, and other formal wear.The David's Bridal Credit Card gives advance notice of sales and special offers, as well as previews and early access to new seasonal looks.

Special financing options can help reduce the cost of this card, which comes with a very high interest rate.It comes with no annual fee.

Gamestop is a popular video game store.The store sells electronics and wireless services.After your first purchase, the Gamestop Credit Card will give you a 5,000 point bonus.

You can redeem your points for reward certificates in denominations of $5, $10, and$15.

The PowerUp Rewards Pro membership offers exclusive discounts and promotional offers to help you save and earn more points.

Gordmans is a chain of discount stores.You can get 10% off your first purchase with the Gordmans Credit Card.

Hot Topic sells music and fashion.15% off your first purchase is offered by the Hot Topic Guest List Credit Card.Two $50 shopping passes will be given to cardmembers each year.

The FULLBEAUTY brand has a plus-sized fashion retail store called Roaman's.The same benefits can be found on the Roaman's Credit Card, which earns $10 rewards for every 400 points, special birthday offers, and 4 free shipping promotions annually.

Women's plus-sized clothing is the focus of the store, formerly owned by Hot Topic.Hot Topic has a credit card that gives you a $20 welcome offer and 15% off your first purchase.Depending on how much you spend, this card could offer a significant dollar discount.

Victoria's Secret is an American designer of premium lingerie, clothing, and beauty products.The rewards program of the Victoria's Secret Angel Credit Card offers a $10 or $15 reward for every 250 points earned.You will get 1 point for every dollar spent on Victoria's Secret.

The card offers 3x points on all eligible bra purchases, an annual birthday gift, and access to events throughout the year.When you use the JUST4ANGELS promo code and your Victoria's Secret Angel Credit Card, you will receive exclusive reward offers that include free shipping on bras.

Wayfair sells furniture and other home goods.You can use the card at any of the brands in the family of brands.

You can shop online and get free standard shipping when you use your card.When you spend over $250, you can get an introductory offer for $40 off your first order.There is a choice between earning 3% back in rewards or taking advantage of special financing.

If you pay off your balance during the promotional time period, this card could be a good choice for those with fair credit.There is no annual fee on the Wayfair Credit Card.

The shopping cart trick can be used to apply for the Comenity Bank credit cards with the highest rate of approval.When you shop online with certain stores, a credit card offer will pop up.If you enter your full Social Security number in the application process, you won't have a hard pull on your credit report.

Being approved for a credit card will add a new account to your credit report, but using this method will increase your chances of being approved.

Victoria's Secret and Overstock are the most popular stores for using the shopping cart trick.It is worth trying the shopping cart trick a few times to see if it works for you.This trick has been used at Buckle and Express.

Comenity Bank offers a lot in terms of quantity, with a wide range of store- branded cards specifically targeting and benefiting loyal retail customers.The rewards offered by these cards don't come close to the value that popular travel rewards credit cards provide, but they can provide value if you can utilize their specific reward programs.

Credit cards from Comenity Bank offer easy approvals.People can get started on rebuilding their credit with easy approvals.If you apply for additional credit cards, you can use the shopping cart trick.

Comenity Bank is a major credit card company.Many top U.S. retail stores have partnerships with over 125 credit programs.

You can connect with a representative by calling the phone number on the back of your credit card.If you don't have a Comenity Bank card, you can reach general customer service online or by phone.

The bank reports to the credit bureaus.Reporting is done once every 30 days, the exact date that corresponds to a specific point in your billing cycle.

It is easy to get approved for a Comenity Bank-backed card.Many cardholders have reported approval with a credit score in the fair range, even though each retailer may be slightly different.

The Ann Taylor Card is one of the 15 retailer-specific smartphone apps offered by Comenity Bank.There is a more comprehensive list of Comenity Bank iPhone apps here.

If you would like to leave a comment on this article, please click here.

Don't be a frequent flyer and use this points strategy to lock in pennies-on-the-dollar pricing in 2021.

Even on a limited budget, anyone can use real-life strategies to enjoy unlimited travel.

The comments listed below have not been reviewed or approved by the bank advertiser.The bank advertiser will not be held responsible for the comments.

I would like to apply for a BLAIR credit card because they have some items that I like.I do not have the best credit in the world.This website has information about Comenity Bank.

If they detect fraud, they shut down all your accounts and ask for verification of your identity, but they don't have to reopen your cards.

They want you to keep a high balance, whenever you pay it down they lower your limit, destroying your credit score in the process, and then they use the lowered score that they caused as an excuse to continue lowering their limit.They are a complete fraud.

They close your account for being inactive without contacting you or doing credit checks on you without your knowledge or consent.

My credit has been helped by Comenity Banks.I started working at Bealls Outlet in July of last year.My credit score was low.The shopping cart trick worked for me when I heard about it.Victoria Secrets was the first.Both have limits of 250.I kept trying and now have Bealls/Florida, Kingsize, Romans, Ann Taylor, Coldwater Creek, Goodys, and more.I will never use some of these cards.In the 7 months I have had them, my limit has tripled.Having new credit and inquires hurt you in the beginning, as my credit score went up and then back down.I have been in between 500 and 630.I had a score of 588 for Blair.Good luck...

If you want to learn more about the shopping cart trick, you can watch it on YouTube.It works.I was approved for two credit cards, one for 250 bucks and the other for an Express credit card with a 25k limit.Good luck!

It has been a rip off for me.The company charges outrageous fees even when a billing mistake is made, and they will try to ruin your credit even if they make the mistake themselves.Don't use any store's credit card that uses Comenity.

I agree with this statement.I canceled the two credit cards I have on Comenity's list after reviewing all the companies they are associated with.This company is a joke and I take pride in my credit rating.I won't shop anywhere they are associated with.Stay away.

I paid my bill in full ahead of time for a William and Sonoma purchase on a new card.I got a call from Comenity Bank at 8 am today about my statement and late fees.I have to stop this card.Suggestions welcome.Third party vendors with less than legitimate business practices should be held accountable for working with large corporations.

I did the same thing when I opened my account, I made a payment before the bill was sent.When I found out that my payment was still due, I immediately sent another one.Comenity Bank is easy to use.Wait until you are billed before you send in a payment.Hope this helps.

I agree.I've been a customer of Williams-Sonoma for 35 years.Customer service and billing fee mistakes caused me to cancel my credit card.I will cancel my Pottery Barn card as well.It makes me sad that I don't know if I will ever shop at Williams-Sonoma again.

I agree.The customer service is not good.They act like they don't care.I always paid more and never missed a payment.I was told in a letter that my limit was going to be lowered.Customer service said, "oh" when I called to ask why.Can you believe it?That was it.It's unbelievable!

I have had my cards for a long time and they have helped my credit.Just giving a different perspective.

I have never had a problem with my card.They increased me from 350.00 to 800.00.I can't say anything bad.When I first got them, I had a score of 570.I'm happy with them.

July 2020 pop up, but hard pull.I was approved with a starting limit of $1500, but be careful, they are not all soft pulls.

They are ripping me off as well.If a mistake has been made with your credit card, they don't want to hear your side of the story.

Absolutely agree with Sue Smith.Don't use the credit card offers from these stores.They will make you pay.When I step into the store that I have my store card in, I will let the manager know that they have lost any future business from me because of this card.The card company reps are terrible.

Comenity bank has excelled in all areas.Comenity Bank is recommended by me.

Comenity Bank has been very good to me.They helped me improve my credit score.

I was approved for a New York and Company Card with a limit of 400.Pre-approval popped up when I was going to purchase from Pier 1 on line.I was surprised by the limit.I came onto this site to check out the sister cards after I noticed that this card was also from Comenity.Thank goodness, there were no problems for me.

I have had good luck using the pop offers.I have not had any problems with the customer service of these accounts.

Is My Samlevin account still open or closed?I need to update my information if it's open.If it's closed, I need you to report it to the credit bureaus.My name is Justin.After being contacted by a service rep, I will provide additional info to locate my account.

We are not a bank.You can contact them directly at https://about.comenity.net/contact.

I discovered through credit karma that I have an account with Comenity Bank.It was opened in December of last year.I don't know who they are or who it is with.I don't have a credit card from them.How can I find out who this account is for?

When I was trying to assemble a credit profile, where were you?You are a blessing to the various communities.I have a perfect payment on time history and a number of helpful accounts.I had no need for credit before I retired because I was in a high cash flow business.If anyone is viewing this posting, use the resources here to plan out your credit profile and make your payments on time, all will be well.

I opened an account with J.Jill several months ago.I have been trying to set up an online payment account.I have asked to be contacted by email or telephone, but no one has responded.I was told that a text message was sent to my phone, but I am advised to go to your website instead.I don't text, please email or phone, I replied.I've received multiples of this message.The phone number poster is no longer in service.You have not stopped wasting my time.I will be canceling my account with J.Jill.

We are not a bank.You can contact them directly here.

I recommend the best credit card ever to everyone.They gave me a break so I could take it.

I would recommend anyone and everyone to use the Rep Service at Comenity Bank.

When I tried to apply for a New York company card a few months later, they said they needed to further review my application and I will get a reply in 10 days.Most retailers deny this and send you a letter.I want to know if anyone has had this experience and been approved after getting that message.

I don't understand where the problems are coming from.I have set up auto pay so I never forget, and I can go in and pay more.Customer service has never been a problem for me.Maybe it has something to do with attitude.Comenity has helped me.Thank you for your kind words.

Did you hear anything from your 10 day review?I was approved for several but this one said the same thing as you said.The decision is in the mail.

We are not associated with Comenity or any of the stores.Please contact Comenity to resolve this.Thank you.

The annoying thing about this bank is that they will close your account and not tell you about it, reduce your credit limit and then they have people in customer service who can only hear your objections.Credit scores are affected by closed accounts.They have a monopoly on department store accounts, and they are quick to approve you, but if you don't have much activity, they will not reduce your credit limit or send a notification.What are you going to do with a measly $100 credit limit?Are you messing with me??

The same thing happened to me.Credit score plummeted when I paid off the balance and didn't use the card for 4 months.3 accounts were used to do this.

Thanks for taking the time to read and give feedback.Credit cards can be closed by the issuing bank if there is no activity on them.We are sorry to hear that, but keep this in mind.We are not a Comenity Bank.

Comenity Bank is a joke.I have missed a few payments due to health issues and Comenity started harassing my relatives with the same last name as mymaiden name, including my ex-sister in law who I can't stand!They lied to her and said that I put her on my application for credit.If she didn't give them my contact information, they would keep calling her.I will be contacting my attorney about this.Don't fall for their easy acceptance for credit.They are ridiculous.

I have had a number of different cards with them.Some of the cards I have never used have tripled my limits.After almost 3 years of not using one of the cards, I had to close it as they kept increasing my limit.It is crazy to read all the different experiences people have had.I have had positive interactions with them.!

When I got my comenity credit cards, I was trying to build my credit, but I have paid on time for over two years now.One of the medical bills I had on my credit report was bought out by another collection agency.I work 12 hours a day and drive 2 1/2 hours each day back and forth.If comenity back decides to decrease my limit on all the cards my score will be lower than it was when I first started rebuilding.

I have been trying to reconcile my account with you for months.The customer service people you use don't speak English.When I finally got someone that did, they said they had to transfer me to someone else and I was on hold for 15 minutes.This happened twice..I returned 2 pairs of jeans I bought.You have been charging late fees for an account I never activated.This needs to stop.Please let me know if I owe anything for shipping the returned items.I won't pay late fees for something I returned.Send in the charges I have incurred for the returned items.Since this is the 3rd time I have addressed this matter with you, I appreciate your prompt attention.

We are not a Comenity Bank.There is a website dedicated to points and miles content as well as additional credit card and travel related pieces.

We can't address your issue because we are not Comenity Bank.It can be difficult to deal with customer service.

January 2 is the due date for my credit payment.I do not want to pay a late charge.I just got out of the hospital.

Sorry to hear that you have been in the hospital.We are not a credit card company.We provide information on how to maximize credit cards rewards.You can make arrangements for your payment by calling the number on the back of your credit card.

Comenity bank has been with me for a year or two.I have not had issues with limit dropping or being charged a late fee.Since starting with Bealls, I have gotten a Victoria's Secret card and an Ulta card.They approved me when no one else would.Good cards and company to have.I back them all the way!!

We're happy to hear that your experience with Comenity Bank was positive.Thanks for following upgraded points and continuous support!

I'm trying to rebuild my credit, but I don't want to get a credit card for a small amount.I have bells but don't have a credit card.

We have a post of the easiest credit cards to get approved for.Start slowly with your credit and build it up.

If you need a Mastercard to access places like Sam's Club, the Capital One Secured Mastercard is a great way to start.Thank you for reading!

I got a letter from the bank.My Big Lots card was closed due to not being used.I paid off both cards.The last activity on the card was in June of 2019.According to the credit bureau, I don't have real estate in my name.

It is mentioned in the guide.You can either read the piece again or use the search function to find the shopping cart trick.Thanks!

I had a pop-up for Victoria's Secret, Ann Taylor, and J Crew in my shopping cart.I used the last 4 digits of my Social Security number to fill out my information.I received an alert that J Crew had done a hard inquiry.I am upset.With a pre-approval and only being asked for the last 4 digits of the SSN, it would have been a soft inquiry like Victoria's Secret and the Ann Taylor.I would like people to be aware that there might be a hard inquiry if something is wrong here.Is anyone aware of a hard inquiry on a Comenity pre-approval?

Did you end up with a hard pull for Ann Taylor?Sometimes they take some time to show.The Shopping Cart trick doesn't work anymore and people are reporting hard pulls from Victoria's Secret and ever other Comenity card since October of last year.I didn't want to chance the hard pull after getting a pre-approved offer yesterday.

At least for Overstock, the shopping trick still works.My son accepted the popup a few days ago and bought something with it.

I have a lot of Comenity cards.I have never had an issue.I pay my bill on time.Love it!Old navy has limits over 8000.

There are two other easy cards to get, one of which has a pre-approval checker.I applied for both and was pre-approved.It was approved for $1000 each.I have the highest card yet.It has been helpful.Victoria secrets was $350 with a shopping cart trick.All of them are using the same shopping cart trick.They assisted in getting other store and bank cards.Old Navy, Capital One, Indigo Bank and Merrick Bank all had pre approval tools.Bank of America showed some love last week.Also a credit card.Last but not least, started with just under 600 credit score last fall up to 720 now.Last week my husband got approval from Harley Davidson for $23,000.If you pay on time and keep your balances low, these cards can be great.

I have visited a lot of these sites and there is nothing happening.I tried the ones that people have said work for, such as J Crew, and nothing.I don't know if I'm doing something wrong or missing something.Is it better to click on the store's name from the above list or go directly to their website?

Hi Senica.You can get an offer for the store's credit card while you're checking out if you go to the web site and select an item to purchase.Most of the links in the article take you to the actual credit card application site which is different from the store's web site where you would try to purchase an item.

I don't know who or what I am being billed for.Have no recollection of this.Let me know how to figure it out.TYVM.

Hello, Wallace.We are not a Comenity bank and have no affiliation with them.We provide credit card and travel-related resources.You can determine what you are being billed for by calling the number on the back of your card or the one listed on your bill.

Goodness sucks!They didn't update my address so I could receive their mail.They called and threatened me to pay after I didn't receive my statement.It was reported to my credit score after I paid it off.No one could close it out because I tried to cancel the same time I paid it off.I will not deal with this company again.I will never use this company again after the card was destroyed.

I apologize for the negative experience, but please be aware that we are not a Comenity bank and have no affiliation with them.We provide credit card and travel-related resources.If you still need to close your account with Comenity, you will have to call their customer service.

I have been very pleased with Comenity Bank.I didn't have any problems when I needed a credit increase on one of their cards.The customer service representative gave me an increase that I needed.The people were very happy that I recommended Comenity bank and I would recommend it to anyone.I wanted you to be there when I needed you the most.Since my credit is not great, you did what no one else would do for me.Thank you again.

If you are trying to build credit, I don't want you to trust Comenity bank.My credit limit was decreased by the bank after a year and 5 months with my payments on time.I have seen before that a store card can not increase your credit limit but the funny part here is that they did increase my limit and later decreased it without any notification or a letter with an explanation.People who want to build their credit should look for better options.

I applied for a credit card that would give me better perks.I have a good credit score.I had to send in my drivers license and utility bill.They don't have the right to do that.They sell your information.Four years ago, my identity was stolen from Comenity Capital bank.My Victoria secret card was shut down about a year ago because I had never ordered online before and I deserved to have it with the amount of money I spend there.A bunch of sick people.They take the life out of everyone and their pocketbooks.Your credit is ruined by them.Chase bank is a good place to go if you want to be treated well.They are the lesser of the two evils.

Marathon decided not to deal with them anymore after 10 years of having this card.I have been making double payments as I try to pay off my balance.I was charged a late fee after making a payment of $25.00 that I didn't know they were asking for.They told me there was nothing they could do.I would never do business with this bank again.

I have a credit card with a rewards program that I would like to use for a large purchase, but I don't know how much I can charge on it.

We don't have any affiliation with Comenity Bank.To find out if your transaction will be apprvoed, you should contact their customer service team.Thank you for reading!

I applied for a card at Victoria's Secret and was turned down.Excellent credit is what I have.I got a credit check from my bank as I was trying to get a new mortgage.It was almost 800 when they ran it last week.No one would tell them why they called from the store.I think I have a Comenity card, but I don't.Please let me know why.Thank you.

Hi Gloria.We do not have any information on why your credit card application was denied.We provide travel and credit card resources.You will receive a letter from Comenity explaining their decision, but you can call the number included in the letter to find out more.

Your Complete List dated 5 weeks ago doesn't show Lands' End, whose VISA card is from Comenity Bank.

The Sony VISA is not listed.Comenity Bank was the issuing bank after I received an offer from them.Sony Visa® Credit Card Accounts are issued by Comenity Bank pursuant to a license from Visa U.S.A.

From my experience, Chris Comenity Credit Cards are better than Discover.I used their cards to build my credit.I think the key is paying more than the balance due.If you owe a large amount of money, you may have to make small payments in between.I hope my comment helped.

The Comenity Bank is the worst.Total scam artists!It's cool until you close your account with them.I will never shop at Victoria's Secret again.They need to close all of their stores.!

Stay away from Synchrony if you think Comenity is bad.They are bad business for the creditor.They pay more than the minimum payment when they close accounts with zero balances.This may be something that a lot of banks do, but Synchrony is worse than Comenity, and I have had both bank cards.

The company offers so many cards.I have had no problems for the past 2 years.

I get calls from Comenity Bank.I don't have credit cards with you.Please stop calling me.Thank you.

We don't have an affiliation with Comenity Bank.We are an educational travel website.If you want to get off the Comenity Bank call list, you should contact them directly.

The Comeity customer service team can assist you with this if you contact them directly.The phone number is 1-(833)-755-4354.

Our most powerful travel tactics, points strategies, and more can be found in the Limitless Travel Playbook.

This strategy can be used to lock in pennies-on-the-dollar pricing in 2021.

The complete list of Comenity Bank credit cards can be found on the official Login page.

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