PayPal Credit Basics It's easy to apply, easy to use and there whenever you need it. PayPal Credit is subject to credit approval and is offered by Synchrony Bank. What is the Annual Percentage Rate (APR)?
Why is my PayPal Credit not accepted?
This is often due to some element of risk detected. If PayPal Credit is not presented as a payment method for the transaction, you can select a different payment method, or try the transaction again on a later date to see if the system will present that option for the new payment.
Can you get PayPal credit with bad credit?
Can You Qualify For PayPal Credit With A Bad Credit Score? No, you can't. You need a credit score between 650 and 700 to get approved.