Your Claim Will Be Denied If the insurance company discovers that you lied about the car accident, your claim will almost certainly be denied. ... The insurance company will most likely deny the entire claim outright. For example, a T-bone accident often results in broken bones.
What happens if you admit fault in a car accident?
Should you admit fault in a car accident, you may lose your right to collect compensation from the other driver for the losses you suffered in the accident. Even if you believe that you may be at fault, avoid admitting this to the other driver, the police officer on the scene, or the insurance companies.