When I buy a house, do I get the deed at the time of closing?

A deed can take anywhere from two weeks to three months to be recorded.There are many instances where the deed isn't recorded correctly.

The mortgage company usually prepares this deed as part of the loan package and delivers it to the title company for you to sign at closing.The legal title to the property is held by the title company until the loan is repaid.

The day you own the home is when the deed is recorded.Depending on the county, you will usually get the deed mailed to you within a week to 3 weeks.They don't affect your ownership.If you have a loan, you get a release when the loan is paid off.