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Layaway is a budget-friendly alternative to credit cards.What used to be a simple option for cash-only customers is now more complex with fees and cancellation charges.It's important to know how much it will cost, as it can be a great way for shoppers to spread out their payments.
A 15% deposit is required for purchases of $25 or more.There is a $5 fee for canceled layaways.
Clearance merchandise, computers, peripheral, major appliances, furniture, mattresses, exercise equipment, seasonal and outdoor living, and electronics are excluded from layaway.
Baby Depot sells various brands of car seats, baby clothing, cribs, changing tables, and other baby items.
A 20% deposit is due at the time of purchase.The additional 20% is due 14 days after the purchase date.
There is a $5 service fee and a gift card for in-store purchases.There is also a cancellation fee.
Big Lots has a plan similar to a layaway plan, but it is not promoted and may not be available at all stores.The program is used for furniture purchases.
A 10% deposit is required when placing an item on "Price Hold".Big Lots will hold the item for 90 days.A $5 fee may be charged by some stores.
The lease-to-own program is available to Big Lots shoppers.The items that qualify include sofas, loveseats, sectionals, dining sets, and mattresses.
You won't own the merchandise unless you make at least 12 months of payments or an early purchase option, and you may have to pay more than the invoice price.Payments are deducted from your checking account.
Burlington Coat Factory has offered layaway for over 45 years.The 60-day program can be used all year long, not just during the holiday season.Layaway is only available for in-store shoppers.
A 20% deposit is due at the time of purchase.The additional 20% is due 14 days after the purchase date.
There is a $5 service fee and a gift card for in-store purchases.There is also a cancellation fee.
TJ Maxx has a layaway program in some stores.A deposit of 10% is required, and there is a service fee.Layaway may not be used for jewelry, furniture, and merchandise marked down.
If the layaway is not completed, a cancellation fee will be deducted from the deposit.You can contact your local store or call customer service.
Kmart and Sears offer layaway.A fee of $5-$10 is charged, except where prohibited by law, for programs of eight or 12 weeks.For purchases of more than $300 at Kmart and $400 or more at Sears, there is a longer period.The payments are bi-weekly and the down payment is 10%.
"Layaway Eligible" items are those that are available for online layaway.Pick "Pay with Layaway" when you checkout.