18 years old Consumers can apply for credit cards starting at age 18, but the law requires them to have an independent income or a co-signer. However, most major issuers don't allow co-signers anymore. So, a person aged 18, 19 or 20 usually has to earn and prove their own income before being approved for a credit card.May 10, 2021
What credit does a 18 year old start?
You'll generally need a score of 690 or higher on an 850-point scale. Refinancing could get you a lower monthly payment and/or a lower interest rate, and it also bundles multiple loans into one account. That could help your credit score, since you'll have fewer accounts with balances.