Generally, VISA and Mastercard credit cards are the most widely accepted cards in Germany (apart from debit cards). American Express is also accepted at major chains, but not at every shop.
Is Visa or Mastercard better in Germany?
The best credit card to use in Germany is a Visa credit card or a Mastercard. The credit card provider American Express is not so commonly accepted, as shops and restaurants would have to pay much higher fees to offer it.Jan 7, 2022
Can you get a credit card in Germany?
If you're planning to move to Germany, or have recently arrived in the country, a credit card can make your life easier. It offers freedom and convenience--two things every expat needs. Of course, you'll need to open an account with a German bank and have a permanent address to obtain a credit card.
Which bank card is best in Germany?
- Hanseatic Bank Genialcard. If you like traveling or get paid in a foreign currency, the Hanseatic Bank GenialCard is a great option.
- Barclaycard Visa Credit Card. The Barclaycard Visa credit card offers similar benefits to the Hanseatic GenialCard.
- DKB Visa Card.
What credit card can I use in Germany?
Visa and Mastercard are widely accepted in Germany. You can also use American Express and Diners Club credit cards; however, they're accepted in fewer locations. Some businesses may not accept cards for purchases below a certain amount and some supermarkets won't take credit cards at all.
Do you need a credit card in Germany?
Reasons to have a credit card in Germany The most popular payment methods in Germany are cash, debit card, or girocard (an interbank card). In such cases, you require a credit card with a large credit limit.
What's the best credit card in Germany?
Bank Credit Card
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American Express BMW Card American Express More Info
TF Bank Mastercard Gold More Info
Advanzia Bank Mastercard Gold More Info
N26 Mastercard More Info
Is Visa or Mastercard better in Europe?
Across all considered European payment figures, Visa outperforms MasterCard. For instance, credit cards and prepaid cards issued across the European continent were used for nearly 97 billion transactions in 2019.
What is the best way to pay for things in Germany?
Paying with cash in Germany More than 80% of payments in Germany are made using cash, meaning you'll often need cash to pay for your transactions on your trip. The best way to get euros is to make an ATM withdrawal when you arrive in Germany using a card that doesn't charge an international ATM fee.
What is the best bank for foreigners in Germany?
- Nuri. Source: Nuri. Nuri entered the German banking market in 2021 with the motto 'New reality banking'.
- Vivid Money. Source: Vivid Money.
- N26. Source: N26.
- Tomorrow Bank. Source: Tomorrow Bank.
- Commerzbank. Source: Commerzbank.