- Keep track of your account online.
- Don't spend over the limit.
- Pay the minimum amount on or before the due date.
- Inform the bank before making an unusually large purchase or traveling to another country.
Why is my Capital One credit card currently restricted?
Restricted status: They usually do it when you frequently go over your credit limit and restrict it till it is brought within the credit limit. They sometimes even reduce the maximum credit limit on the card if need be. Capital one has been known to restrict a lot of its credit cards.
What does it mean when my credit card is restricted?
When it is restricted you are not allowed to make any changes to the account or take further credit from it. Usually, the restriction is a sort of a complete cancellation of the card. Another reason for the restriction might be the detection of fraudulent activity from the card.