- A Current Bank Statement.
- Your Most Recent Pay Stub.
- Verification for other sources of income (if applicable)
- Your Driver's License or State Issued ID.
- Your Social Security Card.
- Proof of Home Address.
- A Personal Check.
How much can you borrow from cash advance?
Lenders will typically ask to see proof of an active bank account or prepaid debit card account, income and age (you must be at least 18 to borrow). Maximum loan amounts allowed by state law vary, and can vary by lender, but it's common to see a maximum of $500, though some range higher and lower.27 Oct 2021
How do Cash Express loans work?
Depending on your state, you can apply online from a computer, tablet, or smartphone or at an ACE Cash Express location near you. Regardless of how you apply, you'll receive an instant loan decision. If you're approved at an ACE Cash Express store, you'll receive cash immediately!
Is it hard to get a loan through ACE Cash Express?
Loans at ACE Cash Express Depending on your state, you may be able to apply for a payday advance or an installment loan online or in one of our stores. The application process is simple, and you'll receive an instant decision.
Does Cash Express do a credit check?
Will ACE Cash Express check my credit? We consider many factors when making a decision on whether or not to loan you money, and we may use your credit score to make a decision on your loan application. Anyone is welcome to apply.
What happens if you dont pay Cash Express back?
A payday loan default can lead to bank overdraft fees, collections calls, damage to your credit scores, a day in court and garnishment of your paycheck. If you can't repay a payday loan, you could settle the debt for less than you owe or file for bankruptcy if your debts are overwhelming.
Will Cash Express sue you?
As described in the consent order, the Bureau found that Cash Express violated the Consumer Financial Protection Act (CFPA) by deceptively threatening in collection letters that it would take legal action against consumers, even though the debts were past the date for suing on legal claims, and it was not Cash 24 Oct 2018
Can you go to jail for not paying a personal loan?
Not being able to meet payment obligations can make anyone feel anxious and worried, but in most cases, you won't have to worry about serving jail time if you are unable to pay off your debts. You cannot be arrested or go to jail simply for being past-due on credit card debt or student loan debt, for instance.1 Feb 2021
Do payday loans check your credit?
Because payday lenders often don't run a credit check, applying for a payday loan doesn't affect your credit score or appear on your credit report. Also, payday loans won't show up on your credit report after you've accepted the loan. As a result, they don't help you improve your credit score.3 Jan 2019