Editorial and user-generated content is not provided, reviewed or endorsed by any company. The Target Credit Card credit score requirement is fair, meaning you will need a credit score over 640 to get it. The Target Credit Card is a store card, and just about all store credit cards require fair credit.
What bank issues Ulta Beauty credit card?
Comenity Bank
What does your credit score have to be to get a Ulta credit card?
640+
Is Ulta with Comenity Bank?
Ultamate Rewards® Credit Card Accounts are issued by Comenity Capital Bank.
What does your credit score have to be for Ulta?
You will first be considered for the Mastercard, which requires a 700+ credit score for good approval odds. If you don't qualify for the Ulta Mastercard, you will then be considered for the Ulta store credit card, which is generally available to people with credit scores of 640+.Dec 9, 2021