PenFed Credit Union is the only loan company that uses only your Equifax credit data. In most cases, you won't be able to determine beforehand which credit bureaus your lender will use. In some cases, lenders will pull your credit report from two or even all three major credit bureaus.May 12, 2020
Which credit unions pull Equifax?
Re: What Credit Unions pull an Equifax Report? NFCU, Alliant, PenFed, USAA (cu-ish) all pull EQ. On rare occassions, it has been reported that for some loan products PenFed has pulled EX in addition.Oct 20, 2009
Which banks use Equifax UK?
- Barclays.
- Halifax & Bank of Scotland.
- HSBC.
- Natwest.
- RBS.
Does Amex report to Equifax?
American Express reports to credit bureaus once per month, typically updating Experian, Equifax, and TransUnion within 5 days of a card's billing cycle ending. ... If you just got a new Amex card, keep in mind that it might take one or two billing cycles for the new card to appear on a credit report.Nov 27, 2020
Does Discover card use Equifax?
While Discover makes use of all three credit agencies, it has an affinity for Equifax the most.Nov 29, 2021