What credit score do you need for a First Premier credit card?
What credit score do you need for a First Premier credit card?
between 300 and 579
Is First Premier Bank a real company?
First PREMIER Bank is a South Dakota-based financial industry leader with a solid national reputation and deep, South Dakota-proud roots.
Can First Premier credit card be used anywhere?
You can use your First Premier credit card anywhere Mastercard is accepted because First Premier credit cards are on the Mastercard network. Mastercard is the largest credit card network, accepted in over 210 countries and territories. In the U.S. alone, there are over 10.7 million locations accepting it.6 days ago
Is First Premier a secured credit card?
The primary appeal of First Premier cards is that they are "unsecured." That means that, unlike secured credit cards, they don't require an upfront security deposit.
What credit bureau does First Premier Bank use?
On the plus side, First Premier reports your activity to the major credit bureaus TransUnion, Experian and Equifax. I wouldn't suggest applying for any of the cards First Premier has to offer. If you have bad credit or no credit score at all, there are plenty of other, more favorable credit cards you could try getting.
Does First Premier credit card do a hard inquiry?
Yes, the First Premier Bank Mastercard does a hard pull on your credit when you apply for it online. You can apply with a bad credit, but a hard pull usually causes your credit score to further drop by 5-10 points. You can learn more about how to minimize the credit score damage here.
Can I go over my credit card limit with First Premier Bank?
You cannot go over your First Premier Bank Mastercard credit limit. If you find yourself maxing out your credit card often, a better alternative would be to just ask for a credit limit increase.6 days ago
Does First Premier pre qualify?
Bogdan Roberts, Credit Cards Moderator You can get pre-approved for a First Premier credit card if you fit the issuer's criteria and receive a mail offer. A pre-approval offer will only trigger a soft pull on your credit, but it doesn't guarantee you'll be approved.
Is First Premier Bank card a credit card?
First Premier credit cards are cards issued by First Premier Bank and targeted to people with bad credit. First Premier credit card offers are known for high fees, high interest rates, and low credit limits.
Is First Premier a debit card?
FREE Debit Mastercard® We can issue your First PREMIER Bank Debit Mastercard® instantly at most branches. Your debit card gives you access to 33,000+ surcharge-free Moneypass® ATMs. You can even set up your card on popular mobile wallet apps to speed your way through checkout.
What is the credit limit on First Premier card?
Unlike a secured card, the First Premier Mastercard requires no security deposit. Yet the card allows you to get approved even with bad credit, qualify for a credit limit as high as $1,000, and to build or rebuild your credit history.
What is the $95 program fee for First Premier Bank?
Credit Limit Program Fee Annual Fee
------------ ----------- -------------------------
$300 $95 $75 first year, then $45
$400 $95 $100 first year, then $45
$500 $95 $125 first year, then $49
$600 $75 $79 first year, then $49
Will First Premier waive the program fee?
There's also a one-time program fee that ranges from $55 to $95. Additionally, you'll have to pay a monthly fee that costs up to $10.40. However, First Premier will waive or reduce this fee for the first year, which can help offset the cost of the program fee.
Is First Premier Bank program fee refundable?
If you paid the processing fee, which was $95 as of 2015, First Premier Bank will refund that amount if you cancel within 30 days of receiving the cardholder contract. Depending on the customer, First Premier Bank sometimes charges other setup fees when you open the card that it will also refund when you cancel.